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When you first received your structured settlement, getting regularly scheduled payments seemed like a pretty good deal. You had money to pay your bills, always knew when that next check would arrive. They were comfortably predictable. But maybe your situation has changed and things are a bit different now.
In life, the only thing you can really count on is change. Your life today isn’t the same as it was even a year ago, so why are your finances restricted by the same structured settlement payments from a different time in your life?
No one understands your financial situation better than you do, but here’s just a few reasons some previous customers wanted to sell their structured settlement payments:
Paying off college loans or other debt
A down payment on their dream home
Money to start their own business
You have goals and dreams you want to make a reality, but maybe those regular payments can start feeling restrictive and might be holding you back from what you want to do. Maybe it’s going back to school, starting your own business, or putting a down payment on a home. The full amount of money you have in your structured settlement would go a long way in helping you achieve those, but not if you only get your money in those small scheduled payments.
You have a structured settlement, but you need cash now.
That sounds like something we might be able to help you with.
J.G. Wentworth Is The Industry Leader In Purchasing Structured Settlements
25 years of service badgeMore than 25 years ago, J.G. Wentworth began providing customers with lump sums in exchange for their future payments. Since then, we’ve purchased more than $2.9 billion of future payments, making us the largest purchaser of structured settlements in the United States.
J.G. Wentworth’s extensive experience in purchasing structured settlement payments means that we can get you your money as soon as possible. We’re committed to offering industry-leading customer service, which is why we’re proud of our A+ rating from the Better Business Bureau.
How Much Can I Get?
Depending on the details of your settlement, you might be able to sell some or all of your future payments for a cash lump sum. When you speak to one of our representatives, they’ll let you know how much of your structured settlement payments you’ll have to sell to get the cash you need.
How much you get for your payments depends on the terms of your structured settlement and the determined payment schedule. You won’t be able to exchange those future payments today for their face value because the value of money changes over time. This is due to something known as the Net Present Value, or NPV for short.